We understand that the health of Maryland’s value-added agriculture, craft manufacturing and tourism industries, their businesses and customers are of top concern to our clients and members. Below are some helpful resources to consider related to your business. Check back regularly!
- 9/18/20: Governor Hogan Executive Order to Increase Indoor Capacity to 75%. Effective 5:00pm 9/21/20.
- 9/1/20: Reopening of Retail (75% capacity) and Entertainment Venues (limited capacity), Restaurants/Bars/Alcohol producers are still at 50% indoor capacity.
- 7/7/20: MD Department of Health COVID-19 Food Safety FAQs
- 6/11/20: Gov. Hogan releases new Executive Order to authorize the suspension of local licensing board alcoholic beverage license fees
- 6/10/20: Grow & Fortify Maryland Craft Beverage Reopening Phase 2.5 Presentation [PDF] / Video of Town Hall [mp4]
- 6/10/20: Gov. Hogan releases new Executive Order regarding allowing the reopening of certain businesses and facilities
- *6/10/20: Maryland Department of Health Directive and Order Regarding Food Service Establishments
- Restaurant and Bar Guidelines (updated 5/27/20)
- Reopening FAQs
- 5/27/20: Grow & Fortify Town Hall [Video mp4]
- 5/27/20: Grow & Fortify Maryland Craft Beverage Reopening Phase 1.5 Presentation [PDF]
- 5/27/20: Gov. Hogan releases Allowing Reopening of Certain Businesses and Facilities, Subject to Local Regulation
- 5/13/20: Grow & Fortify Maryland Craft Beverage Reopening Phase 1 Presentation [PDF]
- 5/13/20: Industry Town Hall [Video mp4]
- Maryland’s Back to Business Guidance & Docs
- 5/13/20: Read the Governor’s amended Stay at Home order (20-05-13-01)
- 5/13/20: Read the Office of Legal Counsel Interpretive Guidance
- 5/8/20: Industry Town Hall [Video mp4]
- 5/8/20: Grow & Fortify Maryland Craft Beverage Reopening Presentation [PDF]
Direct-to-Consumer Shipping – Beer, Wine & Spirits
- Gov. Hogan’s executive order allowing DTC of beer and spirits
- State of Maryland/Comptroller’s Bulletin – rules and regulations
- Grow & Fortify Direct Shipping Town Hall [Video mp4]
- Maryland SBDC Post-COVID Business Survival Guide (updated 7/7/20)
- CDC Guidance:
- Maryland Guidance: Open.Maryland.Gov/backtobusiness
- How can your business make sure it’s ready to receive its workforce? The Safe Six: Workplace Readiness Essentials
- National association guidance
- National Restaurant Association COVID-19 Reopening Guidance
- The Wine Institute Tasting Room Guidance
- National Restaurant Association ServSafe Training Videos: Takeout, Delivery, Reopening Guidelines
- The AIHA has started this website to help guide and assist a variety of core industries get back open with appropriate health and sanitary guidance.
- HMK Insurance PPE & COVID-19 Webinar from 5/12. The webinar focused on the current state of the workplace and required changes that must be implemented.
- Cornell University Best Management Practices for Craft Beverage Tastings During the COVID-19 Pandemic
- Businesses should produce materials describing their specific guidelines for staff and patrons. General guidelines have been compiled and may be printed or shared for members and consumers of:
- Restaurant Association of Maryland County by County List of Outdoor Seating Requirements
- Link to Governor’s Executive Orders & Interpretations
- Governor Hogan has issued a “stay at home’ order for all citizens and non-essential workers.
- Large gatherings and events must be canceled or postponed until after termination of the state of emergency in the proclamation of the catastrophic health emergency has been rescinded.
- Restaurants, bars, and other similar establishments that sell food or beverages for consumption on premises in Maryland are still limited to the general public. Food and beverages can still be made available for:
- Curbside Pickup: Sold if such food or beverages are probably taken from the premises, such as via carry out or on a drive-through basis; and;
- Delivered to customers off the premises (allowed for all alcohol manufacturers in the state).**** For curbside pickup and consumer delivery management, consider using the biermi platform. This platform is free to use and streamlines order management and processing. ****
- All alcohol manufacturers may continue to operate production and sales to-go and for delivery;
- Alcohol retailers and restaurants may continue to sell to-go and via delivery.
- STATE TAXES: Comptroller tax extensions
- FEDERAL TAXES: TTB extensions
- WINERY: WineAmerica COVID-19 Resource Page
- DISTILLERY: Hand Sanitizer Tax Details from Comptroller
- DISTILLERY: American Craft Spirits Association COVID-19 Resource Page & FDA/TTB Hand Sanitizer Guidance
- DISTILLERY: April 10, 2020 Update from DOT re Hand Sanitizer Labeling Requirements and revised Hand Sanitizer Notice of Enforcement Discretion
- BREWERY: Brewers Association COVID-19 Resource Page
- Resources from attorney Greg Parnas of DC Beverage Law
- FARM-BASED BREWERY/WINERY/DISTILLERY: MARBIDCO Pandemic Adjustment Loan Fund Program Open
- FARM-BASED BREWERY/WINERY/DISTILLERY: MARBIDCO Pandemic Adjustment Equipment Grant Fund
- Biermi Order Management Platform: Information | Video
Grow & Fortify Presentations & Webinars
- 6/10/20 Industry Town Hall [PDF] [Video mp4]
- 5/8/20 Industry Town Hall [Video mp4]
- 4/27/20 Industry Town Hall [PDF] [Video mp4]
- 4/14/20 Biermi delivery platform introduction
- 4/7/20 Attorney Greg Parnas Presentation: Video from webinar [mp4 150mb] / Presentation from webinar [pdf]
- 3/30/20 Conn Maciel Carey Employment Law and OSHA Presentation: Presentation from webinar [pdf] / Video from webinar [YouTube]
- 3/30/20 Video from webinar [mp4 79mb] / Presentation from 3/30/20 webinar [pdf]
- 3/23/20 Video from webinar [mp4 186.5mb] / Presentation from 3/23/20 webinar [pdf]
- 3/16/20 Video from webinar [mp4 70mb] / Presentation from 3/16/20 webinar
- 3/12/20 Slide deck from call [PDF 972kb]
Relief & Loan Funds
- The Paycheck Protection Program (PPP). Must apply through a SBA Preferred Lender; talk to your bank or credit union.
- Paycheck Protection Program Flexibility Act passes Congress. UHY, LLP provides the highlights of the increased flexibility that can be found as a result of these new changes.
- Small Business Administration press release regarding the PPP Flexibility Act
- Information Sheet for Borrowers
- Application Form Sample
- From RAM: Restaurant Industry CPA Shares PPP Insight (a VERY helpful alert about considerations for keeping, or returning, the PPP loan)
- From the Department of Treasury: PPP FAQs (Updated May 19)
- NFIB PPP Loan Forgiveness Explained and Other Questions Answered (May 20)
- SBA Paycheck Protection Plan (PPP) Loan Forgiveness Application and Instructions (Updated 05/2020)
- US Chamber of Commerce Guide to PPP Loan Forgiveness (Updated May 20)
- PPP Funds Tracking Resources:
- PLEASE NOTE: this is not legal guidance from G&F. These are publicly available resources; please contact your bookkeeper/accountant for the best tracking system for your business.
The Quickbooks University – How to track PPP loan expenses [YouTube video]. Includes a spreadsheet template (video updated recently to reflect new SBA guidance)
- SBA Economic Injury Disaster Loan (EIDL) – Maryland has received official designation from the U.S. Small Business Administration (SBA) for its Economic Injury Disaster Loan (EIDL) program, which provides low-interest federal disaster loans for small businesses impacted by the COVID-19 pandemic. These loans were created to alleviate financial strain and allow small businesses to pay bills, payroll, and accounts payable, with long-term payments stretching up to 30 years. Small businesses, agricultural businesses and private non-profit organizations can apply here.
- Relief Wizard Tool – If you answer the questions, the Relief Wizard will point you to the programs you are eligible to apply for, based on your answers.
- The SBA conducts daily webinars and conference calls to help small business owners understand and apply for the coronavirus relief programs.
- 3:00 pm – Daily Conference Call- 202-765-1264; ID # 827-299-626
- 5:30 pm – Daily Conference Call – 202-765-1264; ID # 310-688-488
- 10:30 am and 8:00 pm – Zoom Webinar (download the ZOOM app for free)
Meeting # 6794772946 Have all your necessary documents ready
Other Funding Programs:
- CARES Act Small Business Guide – from US Senate
- CARES Act Brief from National Restaurant Association
- SBA Disaster Loan Assistance
- Resources for Business and Workers – The amount of information for businesses can be overwhelming. This continually-updated resource page consolidates all Federal/State/Local business resources available during the COVID-19 outbreak. This page will be updated on an ongoing basis so you have the most up-to-date resources available.
- FedEx Small Business Grant. Each grant recipient will receive $5,000, plus a $500 credit from FedEx Office that can be used for printing banners, posters, floor graphics, custom branded boxes, and more.
- Main Street Lending Program – U.S. businesses may be eligible for loans if they meet either of the following conditions: the business has 15,000 employees or fewer, or had 2019 revenues of $5 billion or less. Minimum loan amount is $500,000. Once the program is operational, interested small and medium-sized businesses can apply for program loans by contacting an eligible lender. A description of eligible lenders can be found in the Program term sheets. Participation in loans will be purchased by the Federal Reserve Bank of Boston.
- USDA Coronavirus Food Assistance Program (CFAP) – This will provide up to $16 billion in direct payments to deliver relief to America’s farmers and ranchers impacted by the coronavirus pandemic. Additional information and application forms can be found at farmers.gov/cfap. Producers of all eligible commodities will apply through their local FSA office. Documentation to support the producer’s application and certification may be requested. FSA has streamlined the signup process to not require an acreage report at the time of application and a USDA farm number may not be immediately needed. Applications will be accepted through August 28, 2020.
- USDA Business & Industry (B&I) CARES Act Program – Loans must be used as working capital to prevent, prepare for or respond to the effects of the coronavirus pandemic. The loans may be used only to support rural businesses, including agricultural producers, that were in operation on Feb. 15, 2020. Program funding expires September 30, 2021.
General Business Information
- Maryland Dept. Commerce: Business Resources
- Comptroller State Tax Extensions & Refunds
- Maryland COVID-19 Loan & Relief Fund
- Employee Terminations, Furloughs, and Lay-offs: COBRA, Reinstatement, and Closed Businesses
- Restaurant Association: Coronavirus – Tips for Restaurants
- EPA-approved list of coronavirus antimicrobial product
- Maryland Restaurant Association’s resources
- Center for Disease Control and Prevention: Interim Guidance for Businesses and Employers
- Occupational Safety and Health Administration: COVID-19 Control and Prevention
- Maryland Health Connection offers new/temporary enrollment
- HMK Insurance: Guidance on Preparing Workplaces for COVID-19
- Alera Group’s Industry Impacts Whitepaper
- Allegany County: COVID-19 Small Business Assistance Fund
- Anne Arundel County: Resources for COVID-19 Impacted Businesses in Anne Arundel County Guidebook
- Anne Arundel County: Small Business Customer & Employee Protection Grant Program.
- Baltimore County: COVID-19 Business and Worker Assistance and Small Business Relief Grants Program
- Calvert County: Calvert County Economic Development Response and Resources
- Caroline County: Chamber of Commerce COVID-19 Resource Guide
- Carroll County: Carroll County Small Business COVID-19 Emergency Relief Grant Fund
- Cecil County: Cecil County’s COVID-19 Small Business Emergency Micro Grant Program – Micro Grant Program Application & Cecil Catalyst Loans – Cecil Catalyst Loan Application
- Frederick County: COVID Collaborative Nonprofit Grant Application and General Information
- Frederick County: Ogden Newspapers Matching Advertising Dollars Grant
- Frederick County: Jump Start Business Grants.
- Garrett County: Garrett County Small Business Pandemic Interim Loan Program Information & Application
- Kent County: APG Chesapeake Community Grant Program
- Montgomery County: General Resources, Public Health Emergency Grant Program Press Release, Montgomery County Public Health Emergency Grant Program Page
- Prince George’s County: Prince George’s County COVID19 Business Relief Fund
- Southern Maryland Agricultural Development Commission (SMADC)
- Small Business Development Centers Maryland Southern Region: Notice For Maryland SBDC Clients, Stakeholders, And Partners, COVID-19 Business Survival Guide, COVID-19 Assistance
Mental Health Resources
- Centers for Disease Control: COVID-19 Stress and Coping
- National Alliance of Mental Illness: COVID-19 Resource and Information Guide
- Substance Abuse and Mental Health Services Administration: National Helpline (free & anonymous) Call: 1 (800) 662-HELP (4357)
- Suicide Prevention Resource Center: Resources to Support Mental Health and Coping with the Coronavirus (COVID-19)
- 5/27/20: Gov. Hogan releases Allowing Reopening of Certain Businesses and Facilities, Subject to Local Regulation
- 4/25/20: Gov. Hogan releases Maryland Strong Roadmap to Recovery
- 4/15/20: Hogan order requiring use of face coverings under certain circumstances and requiring implementation of certain physical distancing measures
- 4/7/20: Hogan authorizes shut-down of “unsafe” businesses/orgs
- 3/30/20: Hogan issues state at home order.
- 3/23/20: Maryland Gov. Hogan announces closure of non-essential businesses due to coronavirus pandemic
- 3/20/20: Comptroller announces further extensions on Sales & Use, Excise and Income Tax / refunds
- 3/18/20: Comptroller announces lifting of restrictions on per customer sales for off premise consumption for Class 1 distilleries and Class 5 breweries.
- 3/18/20: Updated Guidance from Comptroller on Tax Payment Extensions
- 3/15/20: California, Ohio, Illinois, Massachusetts close bars (wineries, breweries, distilleries, too!) and restaurants in effort to slow coronavirus
- 3/15/20: CDC recommends canceling events with 50 or more people for the next eight weeks throughout US
- 3/15/20: Hogan closes casinos, tracks to mitigate COVID-19
- 3/13/20: Md. offers insurance enrollment period during coronavirus pandemic
General Virus/Health Information
- Centers for Disease Control and Prevention
- World Health Organization
- Maryland Health Department Guidance
- Vox: How canceled events and self-quarantines save lives, in one chart
- New York Times: The Coronavirus: What Scientists Have Learned So Far
- Medium: Coronavirus: Why You Must Act Now
- Think Global Health Travel Restriction Tracker
A huge thank you to all of the local, state and national organizations who have produced and provided these resources!